Christmas is approaching and the Spanish Consumers Union (UCE) in Castellón, whose spokesperson is Juan Carlos Insa, is holding a series of tips for saving buy and avoid excessive debt.
Go with a shopping list
The main advice that can be given is make a list products we want or need Purchasing. If we have a starting point, it will be more difficult for us to get what suits us. From this perspective, it is important to know what the level of expenditure might be; Depending on our income (including the extra payment in your case), we will be able to know how much we can spend.
take advantage of offers
Once we have decided what we want or can buy, a second recommendation can be given. take advantage of offers that we can find in the market. Sometimes, and depending on the type of product, we are likely to find it. significant price differences; therefore, since we know in advance what our purchases will be, we can match them to the rhythm of the offers that emerge, being clear that a reduction in the price of an item does not necessarily mean a better price for all products of that country. same establishment (so we can leave the store perfectly without buying until we wait for a better opportunity). Definitely, you should compare prices from different places and Don’t leave your shopping to the last minutebecause last-minute crowds and rushes can play tricks on us.
use bank card
It is preferred to be used at the time of purchase. credit card as a last resort; It is more advisable to use debit cards as they will allow us to always check our economic situation without having to defer debt. Also, it turns out Going for quick loans or using so-called revolving cards is strongly discouraged.because they often charge very high interest rates, which causes debt to spiral out of control.
Do not go by private vehicle
Although the convenience of shopping with private vehicles is obvious, we are fulfilling our commitment from the Consumers Union. Walk or use of public transport: While contributing to the increase in the quality of life of our fellow citizens by avoiding traffic jams and pollution, it allows us to better control what we buy, reduces our ability to travel, and stops compulsory purchases in a short time.
environmental commitment
In addition, although Christmas means buying gifts for our loved ones, it is a fact that should not be forgotten. spending more does not bring more happiness Sometimes a small detail makes us look so much better to our family and friends. Finally, it should be noted that Christmas is a period that can be characterized. surplus and waste. Efforts should be made to purchase products that do not consume excessive energy or harm the environment: Christmas trees, high consumption electric toys, colored light bulbs, overpackaged products, etc.
Main recommendations
- – Prepare the previous budget.
- – Don’t just get caught up in ads to make your purchases.
- – Compare prices between different establishments and take advantage of offers.
- – Don’t wait to buy at the last moment.
- – Avoid using credit cards or cards that imply a deferral of payment (as they mean deferral of debt and possibly interest payment).
- – Use public transport.
- – Do not fall for waste; think of others
Source: Informacion
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