Real estate investment means committing capital to the property market with the aim of earning profits over time. The two primary income streams in this field are capital gains and steady cash flows. Because of that, anyone entering real estate should first clarify the type of return they seek: immediate income from ongoing operations, or longer-term appreciation through capitalization play.
On the Habi platform, investors can unlock liquidity by selling a current home to finance another purchase, creating fresh opportunities to earn in real estate investment.
Another option to consider is real estate crowdfunding, where several investors pool funds through a digital marketplace to share in profits without taking on full ownership of a project. Likewise, strategies such as planned home acquisition or buying homes for rental purposes remain popular avenues for building wealth through property.
Crowdfunding enables real estate participation starting from around $200,000 in a streamlined, fast, and secure process that leverages a collaborative economy model.
While awaiting an operating license from the Colombian Financial Supervisory Authority (SFC), fintech Inverti plans to allow real estate projects to be financed through this approach.
According to CEO Germán Jaramillo Turno, the initiative addresses two specific needs he identified during more than two decades in the real estate industry. After a quick ten-click signup, users can access the platform by submitting identity documents and completing biometric verification. Jaramillo notes that Inverti has the potential to deliver annual returns of up to 15%.
Internationally, Bricksave stands out as a real estate crowdfunding platform designed to invest in corporate-grade real estate across the globe, offering straightforward access with instant enrollment starting at $1,000.
Lamudi is another mobile-focused platform where users can run personalized searches on property type, location, price, and room count, all from mobile devices.
Experts often emphasize that real estate remains a robust long-term investment, particularly in markets with steady appreciation. In Colombia, property values have historically trended upward, adding to the appeal of property investment when buyers research safe listings and understand local value. Observations from Paola Suárez, Vice President of Business and Trade at Ciencuadras.com, highlight the importance of verifying current property values to justify quotes and secure financing in the booking process.
Some advisers also advocate real estate investment trusts as a way to gain exposure to property markets without holding direct title, thereby avoiding certain legal responsibilities and administrative costs, since ownership rests with a trust company.
In summary, real estate investing offers multiple pathways—from crowdfunding and fractional ownership to traditional property acquisition and rental strategies. Each path has its own risk profile, liquidity considerations, and potential for returns, so prospective investors should assess their goals, time horizon, and comfort with management tasks before committing capital.
Notes: The overview reflects industry insights and market observations applicable to investors considering real estate opportunities in Colombia and internationally.