Most – 72% – Russians are getting installments to make purchases. This has been proved by the results of the survey conducted by the survey conducted by “Gazeta.ru” Başyazı.
We are talking about an indifferent installment plan provided by special service providers such as stores, online services, banks and even dental clinics or travel agencies.
31% of the study participants return to installments once or twice a year, 22 – more times a year. Another 19% who participated in the survey uses such a credit tool for almost every major purchase. 28% of the participants said they never used an installment plan.
Often, the Russians are making installments for home appliances and electronics – 41% of the participants. The next most popular clothing was shoes and cosmetics (27%). This is followed by car repair (12%of participants), medical services (9%), travel (6%) and training (5%).
34% of the Russians admitted that they started to use credit cards much less. 31% of the respondents said that they prefer only one installment plan, not a credit card. 26% of the participants continue to use credit cards, are seen as a more suitable tool, and 9% of the survey participants were not credit cards.
“According to our data, in January of this year, the Russian request for credit cards decreased by 36.5% compared to the same period last year. However, in February, the interest in the product increased: the number of applications increased by 20.9% compared to February last year. The study showed that consumers have chosen credit vehicles based on existing needs and that they have elaborately combining various financial decisions to make purchases and provide maximum benefit, Anna says Anna Romeenko, Director of the Financial Market Policy Communication Policy Department.
3 thousand Russians participated in the survey.
At the beginning of the Central Bank saidWhat dangerous can be for installment.
What are you thinking?
Source: Gazeta

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