Stabilization signal. Sber plans to reduce deposits at the end of February, Sber warned customers to reduce betting betting 10:00

Tendency to establish

Customer Escort and Debt Department President Evgenia Bodnar said Sberbank is far from the first bank to reduce deposits.

“Some banks reduced interest rates before the regulator’s last meeting,” he said.

Indeed, the largest banks began to decrease in the deposit at the end of last year, without warning their customers, in January, a few of the top 20 banks joined them, so that the tendency to reduce deposits between large banks can be called logical. .

Reducing bets

As stated in Sberbank, the rates will be reduced to 22 % annually on the “best %” line as of February 22nd. For customers at premiere level -22.25%. The maximum ratio, at least half of the last 2 calendar months savings will be stored in the deposit “new money” – a period of 5-6 months for funds will be available.

It is stated that the amendment in the conditions does not apply to the deposits to be carried out before this date. At the same time, customers will be able to correct their profitability according to a decrease in bets. Therefore, until February 22, maximum rates are available in the contribution of “best % – – up to 23 % per year with the new Sberblast for 3-6 months for“ new money ”. Therefore, the warning of deposit holders on the plans to reduce deposit bets will now allow them to make a balanced decision on a positive percentage of money.

“In this regard, the so -called DKU (monetary conditions) plays a key role that focuses on the Central Bank of the Russian Federation in December and the release of February in February in February,” he said. SDM Bank Board.

According to the founder of SharesPro investment company Denis Astafyev, a decrease in bets close to banks is due to the increasing interest rates that have been expected to increase the key rate further and to collect funds. However, after the decision of the Central Bank, the rate of need for such high deposit rates has decreased to protect the rate without changing the rate.

The expert notes that a decrease in deposit rates seems logical in existing conditions.

“Previously, banks had opened a percentage policy to increase the key rate of up to 23%and some up to 25%. Now it’s not surprising to review these estimates. In the future, a decrease in deposit will continue, and this is due to a decrease in the needs of banks’ obligations. ”

In general, despite some decreases, deposits remain very high grades and this is almost a unique market situation. Deposit can be safely called the most preferred investment way.