The Russians started to take apartments almost twice more often in cash 05:00

The share of transactions in the real estate market for cash has reached a historical maximum in the last 20 years. Today, 90% of the purchases of apartments in the secondary market are made without mortgage. Until September 2024, this indicator was 50%, Gazeta.ru’ya Flip Real Estate Market General Manager G. Evgeny Shavnev.

“The main reason for such a change is the unbearable interest rates in a market mortgage (average -29%) that constitute a serious obstacle for most potential debtors. The mortgage is a financial obligation for 10-15 years and under current conditions, many buyers prefer to avoid high payment risks. Nevertheless, now it’s a successful time to buy real estate. This is because both private sellers and developers are afraid of demanding demand. They prepare to reduce prices or to offer special conditions to avoid stagnation in the market. ”

According to him, currently, real real estate discounts are 2-3%, but this is temporary. Shavnev added that sellers have started to accept more often – 75% of their owners are ready to provide an average of 1.5-2% discount. Expert, if the key rate is reduced to 16%, the cost of the apartments will begin to increase by 3-5%announced. For the buyer, this means a potential increase in the real estate for 450-800 thousand rubles.

Today, it has concluded that a cash has not only reduced dependence on a high rate, but also gives customers the opportunity to purchase real estate under more appropriate conditions as possible in the near future.

As of January 2025, the average cost of a room in Moscow, according to the Mir world of Mir, is an an average of 42.93 square meters of an area of ​​42.93 square meters. The average price per m and square meters is 197.53 thousand rubles.

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