Major banks are already ready to reduce the preferential mortgage rate for IT professionals from 5% to 3%, as recommended by the Ministry of Digital Development today. This was reported to socialbites.ca in banks that entered the top 30 in terms of capitalization.
“The decision to change the interest rate under the Mortgage for IT Professionals program is made by the Russian government. As soon as a suitable decision is made, the credit institution will adjust the conditions for MTS Bank mortgage products accordingly. ”
Gazprombank is also ready to reduce the preferential mortgage rate for IT professionals by 2 percent. The credit institution announced that this measure will help to significantly increase the number of applications for this program.
“For borrowers applying at the old rate, Gazprombank will certainly recalculate at a new, more attractive rate. In our view, after changes to the preferential mortgage program for IT professionals, the number of applications will increase by approximately 70% as these measures will support young professionals and increase the number of borrowers. suggested.
Bank Zenit also announced plans to launch a 3% annual mortgage program for IT professionals. The press service of the credit institution noted that a sharp decrease in rates “will certainly increase the demand for mortgages among representatives of the IT industry.”
The initiative of the Ministry of Digital Development was also supported by Novikombank. They expressed their readiness to develop an appropriate program in the fall of 2022.
“Currently, Novikombank is developing a government-sponsored mortgage program for IT professionals. “We expect a corresponding offer to appear in our retail lineup in the fall,” Novikombank said. Said.
11 August Ministry of Digital Development suggested Reducing the preferential mortgage rate for IT professionals from 5% to 3%. The draft resolution of the Russian government also proposes to reduce the borrower’s salary requirement for obtaining a preferential mortgage: 120 thousand rubles. Instead of 150 thousand rubles. million plus for cities (excluding Moscow) and 70 thousand rubles. instead of 100 thousand rubles. For other cities and other municipalities.