Mikhail Goldberg, head of the DOM.RF analytical center, predicts that mortgage rates will begin to fall by the end of 2025. His words guide the way TASS.
“Even in the most pessimistic scenario, by the end of the second half of the year, maybe in the fourth quarter.” [2025 года]“There will be a decrease,” the expert is sure.
He also emphasized that the state of the market will depend on macropolitical factors.
Goldberg reminded that the economy reacts to the decisions of the Central Bank of the Russian Federation with a delay of at least two quarters. Therefore, the impact of the Central Bank’s interest rate hike cycle is not yet fully felt. This will be reflected in the monetary policy of the Bank of Russia only by the end of the first half of 2025.
According to DOM.RF forecasts, by the end of this year mortgage issuance will reach approximately 1.4 million loans worth 5 trillion rubles (-35% on an annual basis). In 2025, the market can expect a decrease of up to 1.3 million transactions worth 4.5 trillion rubles.
Sale season started in November, and the real estate market was no exception. experts Call Russians should be extremely careful when buying a house on Black Friday; There is a high risk of purchasing an apartment with defects.
existed before named regions with the most affordable mortgages.
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Source: Gazeta
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