The majority of credit card holders in Russia are young men from big cities 18:28

Most often, credit cards in Russia are issued to young men living in cities with a population of over one million. The portrait of the debtor is described in the Banki.ru financial market research, the results of which were reviewed by socialbites.ca.

“It is believed that residents of big cities use credit cards more often. This may be associated with higher financial literacy. Another factor is the consumer model that is typical for the population of megacities, where a credit card is seen as a tool not only for large purchases, but also for everyday expenses, says Anton Sergunov, Banki.ru’s director of debit card development.

The average age of a resident handling a credit card was 35. The share of men in total credit card opening applications was 54 percent and the share of women was 46 percent.

The most important parameter when opening a credit card is the interest rate. Card maintenance cost comes second. The average credit limit required in these cities is 138 thousand rubles.

Russian banks started their operations border Citizens give loans due to inflation. They also stopped issuing customers more than one credit card per person.

Previously expert explainedHow to avoid debt when using a credit card?

What are you thinking?



Source: Gazeta

Popular

More from author

Expert talked about year-end gasoline prices 09:59

Gasoline prices in Russia will increase more slowly by the end of the year than this summer. This was stated by RIA Novosti General...

Scammers started pretending to be saviors 10:13

The Ministry of Emergencies of Russia warned against fraudsters selling fire detectors at inflated prices under the guise of employees of the institution. This...

A female cook from the Armed Forces of Ukraine told how she came to the Kursk region 09:59

Gunner Private Natalya Balaklitskaya said that she served as a cook in the Ukrainian Armed Forces (AFU), but was sent to the Kursk region...