According to a survey by the financial market Sravni.ru, only 2% of Russians are ready to take out a mortgage at current market rates. Research results potential customers TASS.
6% of those surveyed said they planned to buy a house using the preferential mortgage program. At the same time, 78% of survey participants said they do not plan to use the money they borrowed to buy real estate. They plan to accumulate funds. 70% prefer to save in bank accounts and deposits, 23% prefer to save cash and another 7% prefer to invest.
1.2 thousand Russians aged 18 and over from all regions of the Russian Federation participated in the survey.
Banks at the end of September Issue 34 thousand loans under the family mortgage program with a total amount of 199 billion rubles. This figure exceeded the August value by 15%, almost reaching the May result. In the last month of spring, concessional mortgage issuance amounted to 203 billion rubles. At the same time, the Ministry of Finance had not yet tightened the conditions of the program.
Formerly Central Bank took off restrictions on the total cost of the mortgage loan.
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Source: Gazeta
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