The first way to save on medical expenses is to get a tax deduction. This option is suitable for working retirees. or people who receive royalties or payments for renting an apartment, Lydia Mazur, associate professor of the Department of Valuation and Corporate Finance at the University of Synergy, told socialbites.ca.
“Every personal income taxpayer is entitled to a social deduction related to treatment. The size of the social deduction should not exceed 120 thousand rubles this year (that is, the maximum amount you can return is 15.6 thousand rubles per year). It can be obtained in exchange for paid medical services or purchased medications. The economist noted that there is one exception to this, expensive treatment, which is fully taken into account when providing social deductions.
According to him, if a pensioner does not work and the costs of his treatment are borne by working children, they will receive a tax deduction.
The second method is only suitable for retirees who are entitled to state social assistance. We are talking about a number of social services There are 10 categories: disabled people, disabled children, war disabled, warriors, war veterans and others . These categories of retirees receive free vital drugs, medical products and special medical nutrition products. There is an alternative to this benefit: financial compensation. According to Mazur, in order to receive the money, you need to give up assistance before October 1, 2025 (by writing an application to the Russian Social Fund, MFC or through the State Service), and then from January from 2026 onwards. 1, you will be able to receive financial compensation. This amount will be added to the pension. The monthly additional payment to the pension for refusing to buy medicines and medical products in 2024 will be 1215.8 rubles. Mazur also explained that you can reconsider your decision annually by refusing or taking medication.
The economist concluded that the third method is suitable for all Russians, regardless of age; You can get a flu vaccine every year.
According to the Social Fund, the average pension for working Russians this year is 18.6 thousand rubles, and for the unemployed it is 23.4 thousand rubles.
Those who have retired before saidhow to reduce costs in principle.
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Source: Gazeta
Ben Stock is a business analyst and writer for “Social Bites”. He offers insightful articles on the latest business news and developments, providing readers with a comprehensive understanding of the business world.