A number of Russian banks have begun to identify borrowers who violate the “one preferential mortgage per person” rule and increase loan interest rates for them. This was reported by RBC.
A representative of Sberbank confirmed this approach. The expert touched on the conditions and limitations of existing state-supported mortgage programs.
“If an “extra” preferential mortgage is determined, then the bank has the right to raise the rate for one of them to market value,” said a Sberbank representative.
Despite this, the expert added that daily work is carried out with each client regarding the situation that arises in connection with changes in legislation.
The news is being updated.