Russian banks will be prohibited from increasing credit limits independently 08:09

The Russian government supported a bill that would prohibit banks from independently increasing the amount of credit, including the credit card limit. This is what he writes TASS Referring to the official review by the Council of Ministers.

The bill was proposed by Senator Airat Gibatdinov. The authors of the initiative want to include in the loan agreement the conditions that provide for the bank to increase the size of the loan without concluding a new agreement with the client. The norm will help prevent banks from unilaterally increasing the credit limit.

As a result, parliamentarians were asked to finalize the document, taking into account the comments of the Council of Ministers.

Meanwhile, from July 1 in Russia It is cancelled Concessional mortgages for housing in new buildings at 8%. According to the forecasts of economists and analysts who participated in the survey, the remaining low-interest state mortgage programs will continue to operate and market mortgage rates will start to fall in 2025. However, mortgage lending will fall by 35-40% by the end of 2024, with the most serious decline in the second half of the year.

Russians before It has been saidFor what purpose do they take out loans?

What are you thinking?

Source: Gazeta


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