Blockchain and cryptocurrency will be the next step in the development of Russian payment systems. In this respect report “Vedomosti” newspaper Capital,” said Dmitry Malykh, Senior Vice President of Sberbank and Head of the B2C Transactional Banking block.
According to him, today the potential of these technologies has not been fully realized. At the same time, Malykh explained that the Bank of Russia and the Ministry of Finance of the Russian Federation, as regulators, are gradually changing their attitude towards cryptocurrency.
“This gives reason to believe that the phase of creating simple services for customers using blockchain technology will soon come,” said Sber’s senior vice president.
He assumes that Russia will soon see active development of existing payment technologies. For example, in his view, Russians will increasingly use QR codes, one-click payments on the Internet and payments using biometrics.
“When transacting via QR code or mobile phone, an interface is used that allows you to create interesting scenarios such as highlighting benefits to customers and offering BNPL options (English buy now – pay later, i.e. buy now – pay later). )” said Malykh.
He said that the main trend in the payments sector, where active work continues, is the creation of the fastest, most convenient, perfect and flexible customer experience possible.