Retail outlets are required to accept banknotes with minor damage such as dirt, rips, scuffs, etc. In this respect “Rossiyskaya Gazeta” said Oksana Vasilyeva, Candidate of Legal Sciences, Associate Professor at the Financial University under the Government of the Russian Federation.
Even if the corners or writings of the bill are torn, it remains valid for payment. But there are also exceptions when a banknote is considered completely unusable.
“Shops have no right to refuse acceptance if the series, number are visible and at least 55% of the banknote area is preserved. If you lose most of them, you can replace them at the bank by presenting your passport,” explained Vasilyeva.
He explained that banks will not accept banknotes with less than 55 percent of the remaining area, marked “Test”, “Sample”, painted with special compounds, out of circulation or containing unreadable data. Banknotes that are clearly fake are not accepted.
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