It has become more difficult for Russians to get a mortgage 13:10

Russians are less likely to approve mortgage loans for the purchase of finished and under construction apartments. In this respect “Izvestia” He told the company “Etazhi”.

“The requirements are becoming more and more stringent. If in 2023 all banks in general managed to achieve an approval rate of 80-82%, in January-February this year it fell sharply to 73%, while the approval rate fell most noticeably for banks with the largest share. issued mortgages,” – said Tatyana Reshetnikova, deputy head of Etazhi mortgage department.

According to expert estimates, the country’s top 15 mortgage-granting banks now approve only 59% of applications for the purchase of “primary” housing and 55.4% for finished housing.

Reshetnikova explained that credit institutions began to select borrowers more carefully. Now banks evaluate not only the actual debt burden but also the potential debt burden. Used but never used credit cards and approved loan applications are taken into consideration.

The analyst admitted that in the near future the approval rate of mortgage loans in Russia may even fall below 50%.

previously analyst appreciated The degree of overheating of the mortgage market in Russia.

Former real estate agent saidWhat will be the apartment rental prices in the country?

What are you thinking?

Source: Gazeta


More from author

Assad said that the USA benefits from the Palestinian-Israeli conflict 14:47

The USA, which is at the head of the West, benefits from the Palestinian-Israeli conflict and watches the development of chaos from the sidelines....

In the Saratov region, the Volga flooded the embankment of a settlement 14:44

The flood on the Volga flooded the embankment of the city of Volsk. This was reported by a local Telegram channel “News from...

Russian Armed Forces took more advantageous positions in the Lugansk sector of the front 14:44

The Russian Armed Forces (AF) occupied more advantageous positions in the Lugansk direction of the front in the special military operation (SVO) zone. ...

Leps announces intimate plastic surgery 14:33

Singer Grigory Leps said that he underwent special plastic surgery. This was reported by Leps said he had surgery on his genitals. ...