The Ministry of Economy of the Russian Federation proposed introducing an insurance system to raise money for the care of the elderly and disabled. This is stated in article “Approaches to the implementation of a long-term care system for elderly citizens and disabled people in Russia in comparison with other countries” in the journal “Economic Development of Russia”.
According to the authors, the insurance system is needed because the state faces the problem of lack of financing for long-term services.
“In Russia, long-term care assistance is financed from regional budgets with co-financing of subsidies from the federal budget. “The authors of the article propose to develop the system in accordance with international experience and turn it into insurance,” the material says.
The authors of the article examined the approaches and experiences of other countries. For example, in Japan and France, elderly and disabled care is included in the health insurance system. In South Korea, Germany and Israel, this item is included in the social insurance system. Services can be partly financed through taxes, surcharges from service users themselves and budget transfers.
As a result, the authors recommended the introduction of voluntary insurance in Russia. The payer was offered to use the contributions for his own care, if necessary. The insurance rate cannot exceed 1.5%.
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