Russians mostly deposit 30 to 100 thousand rubles in the bank for 1-3 months. This is evidenced by a survey conducted by Sinara Bank; socialbites.ca has a copy.
According to the research, 39.6 percent of the respondents opened deposits for exactly this amount and duration.
The second most popular option is a deposit from 100 to 300 thousand rubles (24.5%). 16.9% of respondents invest between 300 thousand and 1 million rubles, another 9.4% invest more than one million.
In terms of maturity, 1-3 month maturities are followed by deposits with a maturity of up to 6 months (28.3%) and deposits with a maturity of 12 months (11.3%).
“The interest in short-term deposits is understandable: people are waiting for the Central Bank’s interest rate to increase and they do not want to part with their money for a long time,” said Anna Volkova, director of retail business development of the bank.
Almost half of Russians have only one deposit, 26.4% have two deposits, 11.3% have three deposits. When choosing a bank, citizens primarily pay attention to deposit interest (81.1% of responses), the ability to deposit online (52.8%) and the reliability of the bank (41.5%).
Before this, it was known what would happen if it happened. subtract money from the deposit.
The Central Bank had previously announced its expectations. acceleration Fund inflow to banks in the fourth quarter