Ministry of Digital Development proposes to expand the preferential IT mortgage program

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In Russia, the possibility of expanding the preferential mortgage program for employees of IT companies with state accreditation is being discussed. This was reported by Ministry of Digital Development, Communications and Mass Media of the Russian Federation.

“The Ministry of Digital Development is discussing the expansion of the preferential mortgage program for employees of IT companies. “For now, the opportunity to get a loan is valid until the end of 2024,” he said.

It was reported that during the one and a half years of the program, 38.5 thousand loans totaling 337 billion rubles were given with an average annual interest of 4.2 percent.

Average rate of mortgage loans in Russia as of December 1 8.35% per annum.

Preferential IT mortgages are most popular in Moscow, Moscow region, St. It is common in St. Petersburg, Tatarstan, as well as in Sverdlovsk, Novosibirsk, Nizhny Novgorod regions and the Krasnodar Territory.

The lowest rate, not exceeding 2%, is in the Belgorod, Kaluga and Samara regions.

According to the Ministry of Digital Development, it is planned to provide at least 50 thousand loans under the preferential IT mortgage program by the end of 2024.

On November 30, the Central Bank of the Russian Federation called. raise rates Raising concessional mortgages to market level.

On November 27, it became known that one in every seventh Russian lives in an apartment With an area of ​​​​not more than 30 square meters. metre.

The amount of previously overdue mortgage debt of Russians updated the record.

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