The State Duma Committee on Financial Market recommended the adoption of the bill on social bank deposits up to 50 thousand rubles in the first reading. The agency reports that “Hit the primer”.
It is stated that the document may be brought to the agenda on December 5 with the aim of introducing a new type of deposits for individuals focusing on the social protection of citizens. According to the initiative, social deposits will be opened in rubles for a period of up to one year with guaranteed interest accruals at the level of the key rate of the Central Bank of the Russian Federation. Russians who confirm their low income will be eligible for such a contribution. In this case, a person can only have one social deposit in a bank. To save money, citizens will be given free Mir cards.
Agreements on the opening of social deposits will be concluded with any bank participating in the deposit insurance system through the State Services portal. At the same time, credit institutions will not be able to reject socially vulnerable customers. In addition, account transactions at the monthly limit of 15 thousand rubles will be prohibited, as well as charging fees for opening and service.
Before that, it was known that it could be in Russia. seem “father’s” capital.
Formerly Accounting Chamber of the Russian Federation spoke against the exemption of deposits from personal income tax.