The credit portfolio of Russians and businesses exceeded the 100 trillion ruble mark for the first time, reaching 101.2 trillion rubles. The newspaper reported this “News” With reference to the report of the Central Bank of Russia (CBRF).
While the majority of the portfolio consists of loans to businesses, this figure reaches 70.5 trillion rubles, while loans to Russians amount to 30.7 trillion rubles. According to the regulator, loan volume has increased by 19 percent since the beginning of the year.
There was also a sharp increase in the number of Russians defaulting on their loans last year, according to the Federal Bailiff Service (FSSP). This figure is for January-September 2023 augmented It reached 21.1 million people, with an increase of 22 percent.
At the same time, microfinance institutions tightened conditions for borrowers. So, in January-August 2023, such organizations issued an average of 8.77 thousand rubles to Russians under payday loans, although an average of 12.24 thousand rubles were requested. Compared to the same period last year, the average amount issued increased by only 2.5%, while the average requested amount increased by 8.1%. This is stated in a study by the online alternative lending service Moneyman, obtained by the editors. “Newspapers.Ru”.
Formerly in the State Duma offered Prohibiting loans to foreign agencies.