Since January 2023, the average recommended family income of the mortgage borrower has increased by 9.8%, reaching 100.4 thousand rubles per month. These statistics are provided by the National Bureau of Credit History. “socialbites.ca” got acquainted with the press release of the company.
According to the Bureau, the average recommended income eligible for issuing a mortgage loan in January was 91.4 thousand rubles.
“The dynamics of family income offered to borrowers for comfortable mortgage service has recently been largely determined by the growth and market rates of the Bank of Russia’s key interest rates, as well as the increase in cost per square foot of housing and mortgage loans. The message includes the opinion of NBKI Marketing Director Alexei Volkov.
The highest recommended family income for a mortgage holder was recorded in Moscow with 189.7 thousand rubles. Below is the Moscow region, St. Petersburg and the Leningrad region. The mortgage holder’s income there should be at the level of 143.2 thousand, 129.7 thousand and 109.3 thousand rubles. In the Krasnodar Territory, which is in the top five, this figure is 106.5 thousand rubles. The size of the recommended family income in the January-June period is greatest in Udmurtia (+22.2%), Krasnodar Territory (+17.2%), Volgograd Region (+15.6%), Leningrad Region (+15.2%) and increased in Rostov. (+15.1%) regions.
Before that, the Central Bank named The two effects of refinancing a mortgage and given Lifehacks for debtors.
Previously at the Central Bank saidhow to get a loan