Experts explained the phenomenon of mortgage growth in 2023 13:39

The pace of sales of residential mortgages in Russia has increased significantly – 2023 promises to break mortgage records before the 2021 crisis. analysts “Real time” He talked about the high interest of Russians in mortgages and evaluated the situation of the sector this year.

According to the Central Bank, 236,804 million rubles were mortgaged in Moscow alone in the first five months of last year, but in the first months of 2023 – 296,817 million rubles, which is 25.3% higher than the previous figures. Dynamics recorded 38.6% in the Moscow Region, 104.3% in the Krasnodar Territory, 71.8% in the Rostov Region and 71.9% in the Tyumen Region.

The article states that “For the whole of 2023, the amount of housing loans may exceed 6 trillion rubles and may be the highest result in the history of housing loans.”

According to experts, the market was supported by preferential programs in the first half of the year. According to DOM.RF experts, their share exceeded 95% of the issuance in the primary market and was about half of the total mortgage.

Increasing demand for new buildings has led to an increase in offers from developers. Interest from potential buyers has also been warmed by rumors of a possible increase in rates. In addition, experts say there is now an increase in purchases mostly associated with the growth of the dollar.

With information The issuance of IT mortgages in Russia increased by 2.5 times – up to 100 billion rubles, the newspaper Izvestia reported.

Previously recognizedHow the weakening of the ruble will affect the state of the economy.



Source: Gazeta

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