In the January-May period, the share of users under the age of 30 in the structure of vehicle loans used in Russia increased by 2.5 points compared to the same period of the previous year and became 16.4%. This is specified Message National Bureau of Credit Histories (NBCH).
The Bureau emphasized that among all debtor groups, the share of young people showed the most significant increase. Thus, the share of vehicle loan recipients between the ages of 30 and 40 was 1.6 pp and 36.7%. Interest rates have dropped for those aged 40-50 and over 50. The share of bank customers in the first category decreased by 1 point. up to 27%, second — 3 sp up to 19.2%.
“… more and more car loans are being given out by banks online, and this opportunity is being used more and more by younger borrowers. Citizens under the age of 30 are also actively participating in government programs for preferential car loans, the conditions of which are significantly more attractive than those on the market, says Alexey Volkov, Director of Marketing of NBKI.
In five months of this year, banks gave Russian car loans in the amount of 390.5 billion rubles, NBKI reported in June. Compared to the same period of the previous year, the indicator increased by 58.3%.
According to the credit history bureau “Scoring Bureau”, the average size of a car loan in Russia augmented In April, it reached a record level of 1.3 million rubles, increasing by 7.1% compared to April 2023.
Previously reportedLoan interest rates may rise in Russia.