Russians should take advantage of the “credit doctor” service offered by some banks in the domestic market. Its essence lies in the issuance of cashless cards, but with the obligatory monthly payment – this measure will allow citizens to improve their banking background; opens The words of the loan and mortgage broker “Finardi” Dmitry Shardin “Lenta.ru”.
Banking (credit) history means information on all loans and loans made to a particular citizen, including those that were executed on time and overdue. Thanks to the “credit doctor” service, the Russian will have a new account with positive information about payments, which will increase the degree of trust of financial institutions, he explained.
“A new account appears in the customer’s credit history with positive payment information. After going through such programs, Shardin sees that loans are now paid off on time, in which case they are more likely to issue cash loans,” said Shardin.
June 23 newspaper “Kommersant” knowledgeablesaid that in May of this year, the level of delays in credit cards in the Russian domestic market increased sharply. By the end of the last month of spring, total debts reached a record 225 billion rubles and amounted to 12% of the portfolio.