In 2023, savings need to be smart and spending needs to be prioritized. In particular, it is not possible to save money on health and education. About this “Lente.ru” stated financier and personal finance expert Fatima Yanbaeva.
“You should definitely not save on health, here, in my opinion, explanations are unnecessary. Saving on education is also unreasonable because investing in yourself always pays off. Savings on quality things can also be attributed to the same category, so that it is not like the winged proverb: “The miser pays twice,” said Yanbaeva.
According to him, if you approach this issue correctly, you can save on clothes. For example, you can buy it at various outlets, where the price of good things can be several times lower than in expensive stores. It also saves the budget and a healthy lifestyle. For example, quitting smoking will save at least 3,000 rubles per month.
He added that while saving money, it is necessary to pay attention to government support programs if it is necessary to make large enough purchases. In particular, there are many profitable programs for preferential mortgages, car loans, and swap programs.
May 31, Candidate of Economic Sciences, financial analyst Mikhail Belyaev declarationit is necessary to enter the securities market in order to fully compensate for the loss of funds due to inflation.
Source: Gazeta
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