Alexei Zabotkin, Deputy Governor of the Central Bank of Russia, spoke at a press conference about the discussion of expanding preferential mortgages to the secondary housing market. TASS.
“In terms of preferential mortgage in the secondary market, this issue is really being discussed as a whole,” he said.
According to Zabotkin, the Central Bank (CB) believes it makes sense to discuss expanding a “permanent program” into a “secondary” program, such as a more targeted family mortgage, which is expected to last for quite some time. “
The Central Bank Deputy Governor also pointed out that preferential mortgages for new buildings have a strong impact on the “primary” cost. In this context, he pointed out that the spread of subsidized mortgages on the secondary market could lead to an increase in prices more than an increase in housing affordability.
Earlier, the media reported that from May 1, there was an attempt to increase the risk rate surcharges for mortgage loans for the purchase of apartments in new buildings, to increase the rates of long-term OFZs to 11% and to extend the preferential mortgage. program to the secondary market can lead to growth mortgage rates. In May, the mortgage has already increased in price in MCB, Sovcombank and the bank “Saint-Petersburg”.