In the January-April 2023 period, banks gave 11.2 million consumer loans to the Russians, which is 99.5% more than in the same period last year. In this respect informs TASS refers to the data of the “Scoring Bureau” credit bureau. The publication thus concludes that the issuance of consumer loans in Russia has returned to the pre-crisis level.
According to the Bureau, the volume of loans granted amounted to 2.2 trillion rubles. It has increased by 86% compared to a year ago. The average consumer loan amount increased by 38.1% compared to April 2022 and amounted to 204.6 thousand rubles. At the same time, the average maturity of consumer loans decreased by 5.9% compared to the previous year and decreased to 27 months.
“In the absence of significant external shocks, we can assume a possible increase in the volume indicators of consumer loans issued at the end of the summer, early autumn of this year,” said Oleg Lagutkin, managing director of the Rating Bureau. .
The bureau noted that the volume of consumer loans in default with a 90-day delay has now reached an acceptable level.
How knowledgeable socialbites.ca, citing MoneyMan statistics, states that Russians are less likely to apply for micro loans to cover their debts on consumer loans after the shock in the economy in 2022.