The press service of the bank reported that since May 8, Sberbank has significantly increased the maximum amount of housing loans with state support.
“From May 8, Sberbank increased the maximum amount of state-backed mortgage loans to 30 million rubles for Moscow, Moscow Region, St. Petersburg and the Leningrad Region, and to 15 million rubles for other regions,” the report says.
It is also noted that only 12 million rubles and 6 million rubles (respectively) are subsidized from the state budget, the rest is subsidized by the bank through a commission from co-developers.
So, for bank customers up to 30 million rubles to the State Support mortgage (with electronic registration of the transaction and life insurance), the rate will be 8.7% and Mortgage for Families with Children (with electronic registration). process) – 5, 7%. The down payment is 15%, the maximum maturity is 20 years.
Nikolai Vasev, Vice President of Sberbank’s Domclick division, said that Sber has increased the amount of loans under its government-backed mortgage program, providing a single interest rate for the borrower that is lower than that set by the government. .
“An increasing amount of such preferential loan can only be obtained for an offer in the primary market and for the purpose of a co-developer. More than 70% of our partners throughout Russia have confirmed their readiness to work under this program, and their number will increase in the future. I am confident that thanks to the innovations, more Russian families will have the opportunity to buy an apartment,” he said.
The bank stressed that the preferential mortgage program continues to show high demand among citizens. From January to April 2022, SberBank issued a government-backed preferential mortgage loan amounting to 297 billion rubles, which is 10.3% more than in the same period last year. At the same time, the volume of mortgages issued under all preferential programs of Sberbank showed a record growth and increased by 91% in March 2022 compared to February of this year.