In Russia, from April 24, the updated basic standards for microfinance institutions (MFIs) approved by the Central Bank come into effect. The newspaper writes that the rules for online verification of personal data of debtors, in particular, have been tightened. “News”.
Previously, in many MFIs, a copy of the passport and a phone number was enough to receive money.
However, now employees of microfinance institutions will have to verify the validity of the client’s passport, the authenticity of the photo and information about his credit history. In addition, it is necessary to obtain confirmation that this person is using the account and number specified in the application.
Most of the changes are aimed at preventing fraud in issuing loans online. The Central Bank announced that last year the Bank of Russia received about 4.2 thousand complaints about fraudulent loans obtained using the personal data of others.
Formerly Bank of Russia He insisted Collectors and banks to synchronize debt collection from Russians.