The Ministry of Finance and the Bank of Russia sent a bill to the government on the long-term savings program. It has been reported red blood cell with reference to sources.
The aim of the project is to create a financial “safety cushion” in private life situations. It is noted that savings will be formed voluntarily by the citizen himself at the expense of contributions, as well as funds from previously created pension savings. In addition, the employer can send contributions.
In the presented bill, the authorities propose to introduce additional incentives: tax breaks of up to 52 thousand rubles. annual contributions up to 400 thousand rubles and co-financing of deductions from the state.
You can join the program from the age of 18. Funds contributed by citizens will be insured in the amount of 2.8 million rubles.
The deposited personal funds can be withdrawn at any time in the amount specified in the contract before the payment justification arises. However, funded pension funds, money from the government and investment income cannot be received.
Previously reportedThat up to 15 million people can participate in the long-term savings program by 2030.