According to the press service of the bank, Post Bank has launched the top ten deposits, which may be of particular interest to pensioners and low-income citizens.
The basic deposit rate is 6% per annum, but it can be increased to 10% per annum: 2% for purchases by bank card from 10 thousand rubles per month, and another 2% for transferring pensions to Post Bank. first time.
The deposit opens for 9 months. The salary can be replenished by adding funds from a pension or other income. The interest on the deposit will be credited to the current account on a monthly basis and the savings will increase.
“Our new contribution is for everyone, but will be particularly relevant to retirees and low-income citizens. For the convenience of savings management, we have provided the opportunity to renew the deposit in all 9 months and to receive interest every month, not at maturity. “This will allow people to get the maximum benefit from the deposit here and now,” said Gennady Chausov, Head of the Post Bank Debt and Commission Products Service.
The expert also expressed confidence that such contributions will help create a financial cushion for difficult times. “Saving for unexpected expenses is a good habit for everyone, especially for those with low incomes or those who have no other source of income than a pension,” he said.
The maximum deposit amount is not limited, but surcharges will only apply for amounts up to 1.5 million rubles. A deposit can be opened at all bank service points in Russia and in the Post Bank Online mobile application.