In 2022, people aged 18 to 34 and citizens with higher education were more likely to get a loan than other Russians. In this respect Wrote TASS agency citing a study by the HSE Economic and Sociological Research Laboratory led by HSE First Vice-Chancellor Vadim Radaev.
“The probability of obtaining a new loan was higher in younger age groups (18 to 34 years old) and among highly educated participants. In the report, characteristics such as gender, subjective assessment of current financial situation, type of residence, federal district turned out to be unimportant.
The study also noted that in 2022, 82% of respondents did not purchase anything on credit and did not borrow money from banks to purchase any goods or services.
In the first half of March, the Frank Media publication cited open monitoring by research firm Frank RG. WroteThat in February 2023, Russian credit institutions gave loans to individuals in the amount of 995.1 billion rubles.
At the same time, the press service of the Central Bank of Russia introduced According to data, as of July 1, 2022, 5.2 million Russians paid more than three loans at once, and their number has increased by 5.4% since the beginning of 2023.