Kirill Kulakov, Head of the Regional Association of Valuers (SRO), said that it is better to keep savings in different currencies, using several banks and different deposit terms for this. Agency reports “Hitting the Primer”.
According to him, part of the savings should continue to be held in rubles. It is worth doing this on short-term deposits of up to six months. This period will allow maneuvering when the key rate changes and if increased, funds can be advantageously shifted.
“US dollars and euros can be kept if trips to Europe are planned for occupation or family reasons,” says the appraiser.
He stressed that there is no need to rely on a sharp increase in the cost of foreign currencies, since there are currently no economic prerequisites for this.
Earlier, according to the Central Bank of Russia, the volume of foreign currency deposits of Russians in 2022 became clear. collapsed It increased 1.7 times to reach $54.1 billion.
Foreign currency deposits of citizens of the Russian Federation fell by about 40%, or $36.3 billion, during the year to $54.1 billion, according to the regulator. $52.7 billion