In January, the number of loans received for real estate purchases, where Russians were delayed by more than 90 days, reached 30.4 thousand, the highest level since May 2021. In this respect Wrote Agency RIA Novosti, referring to the press service of the bureau of credit histories “Rating Bureau”.
The number of overdue housing loans increased by 9.3% in January 2023. Compared to the same period of 2022, the growth was 15.4 percent. In addition, the amount of “bad” mortgages increased by 11% compared to January 2022 and by 12% year-on-year, reaching 63.1 billion rubles.
The company’s CEO, Oleg Lagutkin, explained the increase in the number of mortgage debts with the growth in loans.
In the press service of the Central Bank of Russia this week reportedAs of July 1, 2022, 5.2 million Russians paid more than three loans simultaneously, and their number has increased by 5.4% since the beginning of 2023.
Central Bank Governor Elvira Nabiullina in the first half of February supported The constant introduction of credit holidays for Russians in Russia. He also urged the Russians to assess the risks of increasing their debt burden as part of the implementation of this initiative.