“Compare” the financial market expert Maria Dergacheva in a conversation with the agency “Hitting the Primer” he said that an unused bank account should be closed as you can lose money even with zero balance.
He noted that it is necessary to carefully examine the contract with the bank, especially the point regarding the service fee.
“He can write once a year or a month. If there is no money, interest will be charged on the negative balance,” Dergacheva said.
Also, according to him, there is a danger of turning red due to connected overdraft, SMS notifications or other services. The expert also added that if the account is not used for more than two years, the bank has the right to close the account unilaterally.
Vadim Vinogradov, Former Head of the Legislation Working Group on Internet Technologies and Digitization of the Russian Civil Chamber, Dean of HSE Law Faculty saida bank card can be blocked due to frequent receipt of funds.