The Economic Policy Committee of the Federation Council of the Russian Federation proposes to the Ministry of Finance of the Russian Federation to increase the upper limit of the possible amount of microcredit for small and medium enterprises from 5 million to 10 million rubles. It has been reported TASS With reference to a copy of the letter addressed to the head of the Ministry of Finance Anton Siluanov.
The document, signed by Andrey Kutepov, chairman of the Committee of the Federation Council, draws attention to the fact that the cost of credit resources is a problematic issue for the further management and development of small and medium-sized enterprises. He states that the difficulty in replenishing working capital and planning investment activities is due to the significant interest rate on loans from commercial banks.
“An alternative to bank loans is micro loans from microcredit institutions at minimum interest rates (4-6%),” the document says.
Earlier it was known that after the results of the crisis year 2022, the number of customers of Russian microfinance organizations (MFOs) has increased. grew up Compared to the same period of 2021, it increased by 21.9% and amounted to 17.3 million people. The 12-month growth amounted to 3.1 million new borrowers.