In 2022, the average mortgage loan amount in Moscow increased by 15% to RUB 7.42 million. It has been reported TASS With reference to a study by the company Progorod, which is part of the VEB.RF group.
As noted in the material, a year ago, the average cost of a mortgage loan was 6.47 million rubles. The most important factor in its growth is the increase in housing prices. The total amount of mortgage loans for the purchase of real estate in Moscow in 2022 amounted to RUB 666 billion.
According to the research, the maximum volume of mortgages for the purchase of housing in Moscow was observed in February 2022 – 74 billion rubles, and also in December – 87 billion rubles. At the same time, in January 2022, buyers of Moscow real estate borrowed an average of 7 million rubles from banks, in December the average amount of mortgage loans was already 8 million rubles. It is noted that as the loan amount grows, the maturity of the loan also increases. According to Progorod, at the end of 2022, the average maturity of housing loans in Moscow was 24.4 years, while in January it reached 22.2 years.
The newspaper Izvestia previously cited the federal real estate company Etazhi, WroteThat the average size of a mortgage loan for the purchase of secondary housing in large Russian cities in January 2023 is 3.53 million rubles. Compared to a year ago, the figure increased by 11.5%.
Russian President Vladimir Putin declarationHe said authorities should make more affordable mortgages for wooden houses. It is necessary to support the domestic demand for the products of the sector.”