Deposits in rubles showed the highest returns at the end of last year among popular assets with a conservative investment strategy. About Writer The newspaper Izvestia cites FinExpertiza research data.
The publication noted that while opening a deposit of 100 thousand rubles at the beginning of the year, a Russian can receive an income of 7.7 thousand rubles at the end of the year. If investing in corporate bonds, the income is 7.2 thousand rubles, and with investments in federal loan bonds (OFZ), the profit is only 3.2 thousand rubles.
The study showed that other popular instruments generally showed negative returns at the end of last year. For example, an investor who buys Russian shares loses 39.2% of their funds. The same is true for investments in foreign securities. In this case, considering the exchange rate difference with an investment of 100 thousand rubles, 23.4 thousand rubles would be lost.
Market experts thought that the deposit would likely not be that attractive in 2023. However, investing in the debt market can be a good alternative. You might also consider buying shares of a number of banks and retailers whose prices are falling.
January 8, economist Alexander Baranov declarationSince in 2023 it is best to keep your savings in rubles, it is not recommended to buy currencies of hostile countries because of their possible decline and subsequent sanctions.