Lawyer Elena Kuderko said it’s important to assess whether you can pay before you get a loan. There are loans that you should not deal with at all – it can be dangerous for your financial well-being. Agency reports “Hitting the Primer”.
He noted that we are talking about loans that exceed the level of the debt burden, that is, debts that have to spend more than half of the average monthly income. They are dangerous.
According to the lawyer, even if a relatively small loan exceeds this critical level, it is better to refuse.
According to Kuderko, even a small amount with high interest rates and collateral is fraught with losses.
Earlier it was known that the Russians. reduced In November, loan restructuring demand increased by about 8.5% compared to the previous month and remained at the average level of the third quarter.
According to the Central Bank of Russia, the total number of restructuring applications received from individuals in November reached 182,000. This result is 8.4% compared to the previous month, 1.7 times lower than the third quarter average (184.1 thousand) and the first four months of the program (301.2 thousand).