Since June 19, new guides for estimating the average cost of spare parts have come into effect – and OSAGO payments are now calculated in accordance with these guides. The new documents reflect the current situation in the spare parts market, which has developed after a number of car brands and parts manufacturers left Russia. According to forecasts, the cost of spare parts would have increased by about 30% in April-May.
According to experts from the Russian Union of Motor Insurance, the forecasts were generally justified: the cost of the “basket of frequently broken spare parts”, calculated according to the new reference works, increased by 28.7% compared to the figures from the previous version of the reference works.
The new version of the manuals will make it possible to fully restore cars damaged in accidents with new parts. It should be noted that even before the entry into force of the new guides, the PCA registered a sharp increase in the average payment for OSAGO: in May 2022 it increased by 13% or 8.5 thousand rubles compared to May 2021, amounting to 74, 8 thousand rubles. We expect the new guides to lead to further growth, which will put pressure on the average price of OSAGO,” said Rossiyskaya Gazeta Evgeny Ufimtsev, executive director of the RSA.
The source notes that insurance companies pre-prepared for the rise in repair costs — and preemptively, even before the directories came into effect, increased the cost of OSAGO policies for the first time in a long time. This was probably due to the draft manuals being posted for public comment. Of course, the rise in spare parts prices also had an impact. In the current situation it is quite difficult to estimate what the price of the policy will be in six months or a year.
- And there is also an idea of not taking depreciation into account when calculating OSAGO payments, and it has already been supported by the Treasury Department.
- “Behind the wheel” can be read in Odnoklassniki.
Source: Z R