Since October 1, OSAGO rules have changed, as reported in the document amending the Central Bank (CB) of Russia on the rules for compulsory civil liability insurance for vehicle owners.
1. If the owner of the vehicle does not intend to cancel the OSAGO contract after the sale, he is obliged to inform the insurer.
“The insured is obliged to inform the insurer in writing of the replacement of the owner of the vehicle specified in the compulsory insurance policy, except in the event that the insured has exercised the right to terminate the contract early”, according to the instruction of Cernrobank says.
2. In addition, when registering a vehicle with the traffic police, it is not necessary to visit the insurance company to inform the received state number – he just enters it himself in the OSAGO policy and the insurer takes this information from the unified computerized information system (AIS) of compulsory insurance.
3. Nor is the insurer required to provide a copy of the protocol or resolution in the event of an administrative violation to the victim of an accident or refusal to initiate such a case.
4. It is not necessary to write down the names and addresses of eyewitnesses and mention them in the report of a traffic accident.