Against the background of a large-scale crisis in auto parts, insurers and car services do not have time to carry out car repairs under OSAGO within the legal deadlines. As part of the round table “Import replacement in OSAGO”, which took place in the Public Chamber of the Russian Federation, representatives of insurance companies, car services and experts discussed the problems of car insurance.
The experts noted that adopting the following temporary measures could resolve the situation:
- limitation of the legal deadlines for repairs of OSAGO
- temporary permission for insurance companies and car services to repair cars with what you can get now – used spare parts. Until parallel imports and partial import substitution by Russian counterparts come about.
Now neither the insurers nor the victims can buy new original spare parts and carry out repairs within the legal period of 30 calendar days. The hope that parallel import or import substitution would solve this problem in a short time did not materialize.
The discussion about the use of used spare parts in OSAGO started a long time ago, but the Central Bank did not support this initiative. However, experts believe that it is still possible to allow the use of used spare parts by imposing certain requirements on such automotive components.
Current situation
What is happening in the market right now is this: some car owners understand the situation and are ready to wait, but there are those who are trying to cash in and go to court. Because the repair conditions are indeed violated, the courts are forced to impose fines on insurance companies.
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The results of the discussion and the proposals of experts will be sent to the government.