For 8 months of the current year, banks issued 298.63 thousand car loans for a total of 374.48 billion rubles. The total number of new car loans decreased by 88% compared to the same period last year, and the volume of credit – by 60%. For 8 months In 2021, Russians took out 562.62 thousand loans with banks for 597.76 billion rubles, the United Credit Bureau (UCB) reported.
However, the results of citizens’ lending in August showed that interest in borrowed money is increasing again: in August 2022, the number of new car loans increased by 18% compared to the previous month and the volume of loans increased by 16%. In August of this year, 48.21 thousand car loans were issued for 56.82 billion rubles, in July – 40.93 thousand loans for 49.15 billion rubles.
Most of the loans were provided by Moscow residents – 3.58 thousand loans for 6.35 billion rubles, the Moscow region – 3.67 thousand loans for 5.75 billion rubles, St. Petersburg – 3.04 thousand loans for 4, 65 billion rubles, Krasnodar Territory – 2.30 thousand loans for 2.99 billion rubles. and Tatarstan – 2.42 thousand loans for 2.46 billion rubles.
The average check for a car loan in July and August was 1.2 million rubles.
The largest car loans were taken out in August by residents of Moscow – an average of 1.77 million rubles, the Moscow region. – 1.57 million rubles, St. Petersburg – 1.53 million rubles, Leningrad region. – 1.37 million rubles. and the Krasnodar Territory – 1.28 million rubles.
The most modest average bill was for residents of Udmurtia – 842 thousand rubles.
The dynamics of growth in the volume of issued car loans is noted in Chuvashia: + 32% in July 2022, and in the Irkutsk region, the number of car loans decreased by 2% (vs. July). The highest increase in the average bill per month was also recorded in Chuvashia: +9%. In 18 regions, the average check fell. The most significant in the Orenburg region – by 15%, and amounted to 860 thousand rubles.
A picture: Oleg Dyachenko/TASS