A rating has been drawn up of banks that offer the best conditions under the preferential car loan program in August 2022. According to the financial marketplace Vyberu.ru, Otkritie Bank entered the top three and took second place.
Seat allocation takes into account all the products of banks participating in the preferential car loan program: the interest rate, monthly payments, amount, term and full cost of the loan, as well as the reliability of the bank, the amount of the deposit and its impact on the rate, restrictions on the age of the car, benefits for payroll customers, the number of insurance programs and the ability to choose them, online registration and the absence of hidden costs, the number of documents when applying for a loan and the conditions for early repayment.
Otkritie Bank will accept applications for preferential car loans under the programs of the Ministry of Industry and Trade of the Russian Federation “First Car”, “Family Car”, “Car for State Medical Personnel” and “Car in Trade-in” on August 1, 2022. Recall that the discount under the program is up to 20% of the cost of the car. In the regions of the Far East Federal District – 25%.
By contacting Otkritie Bank, you can get the listed discounts for all Lada, VIS, UAZ and GAZ cars, if their cost does not exceed 2 million rubles. The loan is provided at a rate of 8.2% per annum for a maximum period of 7 years. The first payment is only 10% (up to 200 thousand rubles).
More than 800 people have already received discounts on cars by taking preferential loans with the Otkritie Bank, to which a total of more than 500 million rubles have been issued.