It’s time to move on to full customization of the MTPL tariff. In this respect report Izvestia cites Evgeny Ufimtsev, chairman of the All-Russian Union of Insurers (VSU). According to him, in this case only the maximum cost of the auto insurance policy will be determined, and insurers will independently determine the tariff for customers.
The VSS president stated that this also happened today, but within the tariff corridor created by the Central Bank.
“In March, short-term compulsory automobile insurance policies will be implemented with almost free tariffs. We will see how this system will work and contact the Central Bank with a request to introduce free tariffs for all MTPL agreements,” said the VSS chairman.
In addition, in 2024, it will be discussed to increase the compulsory car insurance limit in case of harm to life and health in the event of an accident. Today the amount is limited to 500 thousand rubles.
It happened before that knownHe said that the Central Bank does not plan to expand the tariff corridor in the MTPL system in the near future, but allows adjustments in regional coefficients. But “adjust” does not necessarily mean “increase.” If the coefficient decreases in a certain region, vehicle owners will have the opportunity to purchase a cheaper policy.
The Central Bank supported the idea of selling short-term MTPL policies, but once it is in place, it remains to be seen how this mechanism is implemented in practice. With the amendment made to the MTPL law in 2023, it was possible to purchase an MTPL policy for a period of 1 day to 3 months.
Russian President Vladimir Putin also signed it. lawIt expands the right of residents of four new regions of Russia to drive without an MTPL policy.
Russians before saidWhy are insurance companies increasing the time required to repair a car under compulsory car insurance?