The share of private cars is 85.6%, and taxi drivers are 7.7 times more likely to be involved in accidents than regular car drivers, the Bank of Russia, the regulator of the OSAGO market, said in a statement.
The accident rate is also 87% higher with multi-drive policies than with contracts where the number of drivers is limited. But the share of such policies is steadily declining.
Drivers under the age of 25 are 2.1 times more likely to be involved in crashes than the market average, drivers aged 25-40 are 2% less likely than the market average and drivers older than 40 are on average 35% less likely than the market average. on the market.
Car owners-summer residents who conclude contracts with a limited useful life of the car, mainly draw up insurance contracts in April-May.
The information is generated from data from the PCA’s computerized compulsory insurance information system for insurance contracts concluded from January 1, 2018 to September 30, 2021.