In Russia, the number of vehicle loans given for new and second-hand cars in September this year decreased by 10.2% compared to August. In total, in the first autumn month, Russians used 78.2 thousand vehicle loans. reports National Bureau of Credit History (NBKI).
The number of vehicle loans given increased by 46.9% compared to September last year. Analysts explain this by the strong decline in issuance in the spring of last year and the subsequent recovery.
Russians most often visit Moscow, Moscow region, St. Issued cars on credit in St. Petersburg, the Republic of Tatarstan and the Krasnodar Territory. Compared with August, vehicle loan issuance decreased the most in the Rostov region, Krasnoyarsk region and Omsk, Nizhny Novgorod and Saratov regions.
The decline in the issuance of car loans for the second month in a row is explained by the stability of the car loan market, says Alexey Volkov, marketing director of NBKI. According to him, compared to last year, the number of vehicle loans issued in 2023 is increasing due to the increase in sales of new cars and used cars from friendly countries, as well as the resumption of the state program of preferential automobile loans at the beginning of the year.
Average vehicle loan size in August reached A record of 1.49 million rubles.
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