One of the trends in the OSAGO market today is the lack of serious complaints and dissatisfaction from consumers despite the increase in the cost of automobile spare parts. About this in an interview with Realnoe Vremya said Evgeny Ufimtsev, President of the Russian Association of Motor Insurers.
“Insurance companies have fulfilled their basic function of paying compensation to accident victims, both in terms of health and vehicle repair. The expert noted that there were no queues that we could observe 6-7 years ago when there were problems in concluding contracts and making payments.
He also noted the emergence of new insurance companies and the emergence of a reinsurance pool that allows companies to “add problem customers to the reinsurance pool and receive compensation from the entire insurance community.” Ufimtsev continued that another trend is the successful work in tariff visualization.
“As a result of the analysis, we found that people who did not have an accident and had a good bonus-evil ratio experienced a change not exceeding 10 percent in the OSAGO premium compared to the previous year. At the same time, the spare parts costs of different brands of cars increased by 30-50 percent, the average cost increase was 30 percent according to the PCA guide,” explained the expert.
He called the latest trend the maintenance of a fair rate in tariffs. According to him, owners of cars with a good rate experienced only a slight increase in the cost of OSAGO. At the same time, Ufimtsev concluded that for those who have frequent accidents, the cost also increases significantly.
Russian Association of Motor Insurers (RSA), according to statistics from July 1, 2022 to June 30, 2023 knowledgeableLast year, the Republic of Dagestan took the first place in the OSAGO system in terms of the frequency of insured events. It is followed by Ingushetia and the Chechen Republic.
Alexander Kazachenko, vice-president of the Automobile Service Association, previously warned that the prices of winter tires could rise in Russia. transmitted “Public News Service”.
before in Russia suggested to introduce analogue of OSAGO for couriers on electric scooters.