To reduce the risk of a car accident, you must have 20 years of experience

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Every fourth car enthusiast between the ages of 18 and 25 gets into an accident at least once a year, according to a study by the Renaissance Insurance Group and Avtokoda.

The chance of an accident with complete destruction of the car decreases considerably after 20 years of experience (0.43%). And for drivers with 30 years of experience, the frequency of “totals” is almost 3 times lower than for a novice driver (0.9% versus 0.38%).

*This material was created by a person who has the status of a foreign agent in the Russian Federation.

The frequency of claims under the insurance policy directly depends on the length of employment and age. Drivers aged 50+ with more than 30 years of driving experience report 29% less car damage than average. Drivers aged 40+ (with 20 years of experience) have almost the same stats – on average they report insured events 22% less often.

The online survey involved 1,200 people aged 18 and over. The survey was conducted in January 2023.

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